Private Placement Memorandum - This is the sale of securities to a small group of investors (usually less than 35) which is exempt from SEC registration requirements. The investors execute an investment letter stating that the securities are being purchased for investment without a view toward distribution for a specific period.

Step to take - Provide iVest Capital with: business plan, projections, industry information.

Debt Financing - Debt is a means of raising capital funds by issuing instruments bearing interest. The issuer pays interest to the holder at specified intervals and pays the principal at maturity. The instrument holder does not hold ownership in the company, although a lien may be placed against collateral as security against default.

Step to take - Provide iVest Capital with: business plan, % of current ownership, desired % of ownership after funding.

Initial Public Offering (IPO) - When a company registers its stock with the Securities and Exchange Commission, it can sell equity ownership in itself to the public (Hence "Going Public"). Access is gained to a source of capital which did not previously exist.

Step to take - Provide iVest Capital with: business plan, certified financial statements and projections.

Equity Financing - Equity is an ownership interest in a company, usually represented by shares of stock which are held by investors. It is also the difference between the amount a property could be sold for and the claims against it; or the excess of balance sheet assets over liabilities.

Step to take - Provide iVest Capital with: business plan, percent of current ownership, desired percent of ownership after funding.